Austudy rates 2026

Austudy · Single, no children

$677.20/fortnight

Basic rate per fortnight · $17,607.20 ≈ per year (×26 fortnights)

Maximum basic rate
$677.20
Energy Supplement
$7.00
Total per fortnight
$684.20

$684.20 total with Energy Supplement (paid automatically with this payment).

Effective 1 January 2026 · Source: DSS / Services Australia · What changed on 1 January 2026

Austudy is income support for full-time students and Australian Apprentices aged 25 or older. It is the payment for older students who are past the age for Youth Allowance. It is paid by Services Australia through Centrelink.

This page shows every Austudy rate. What you get depends on whether you are single or partnered and whether you have dependent children. The rates change on 1 January 2027.

Full Austudy rate table

Austudy — rates per fortnight
VariantBase rateSupplementsTotal /fortnight≈ per year (×26)
Single, no children$677.20$7.00$684.20$17,789.20
Single, with children$854.20$9.20$863.40$22,448.40
Partnered, with children$733.20$7.70$740.90$19,263.40
Partnered, no children$677.20$7.00$684.20$17,789.20
Special rate — Single, no children$799.70$8.60$808.30$21,015.80
Special rate — Partnered, no children$733.20$7.70$740.90$19,263.40

Source: DSS Social Security Payment Parameters, 1 January 2026 — Austudy — Maximum basic rate; Energy Supplement from CO029 · DSS Social Security Payment Parameters, 1 January 2026 — Austudy — Maximum basic rate (special rate); Energy Supplement from CO029

The table below shows every Austudy rate: single, single with children, partnered, and partnered with children. Because Austudy is for people aged 25 and over, there is no at-home or away-from-home split and no parental means test.

The rate shown is the maximum for each situation. Where an Energy Supplement applies, it is paid automatically with Austudy and shown as its own line; it has been frozen at the same amount since it was introduced, so it does not rise at indexation. Your actual payment can be lower once the income test is applied.

What changed on 1 January 2026

Austudy: each rate before and after 1 January 2026, per fortnight
RateBefore 1 January 2026From 1 January 2026ChangeChange %
Single, no children$670.30$684.20+$13.90+2.07%
Single, with children$845.80$863.40+$17.60+2.08%
Partnered, with children$725.80$740.90+$15.10+2.08%
Partnered, no children$670.30$684.20+$13.90+2.07%
Special rate — Single, no children$791.90$808.30+$16.40+2.07%
Special rate — Partnered, no children$725.80$740.90+$15.10+2.08%

Austudy in 2026

Austudy in 2026: the rate in force from each indexation date (— no change)
RateBefore1 January 202620 March 20261 July 202620 September 20262026 change
Single, no children$670.30$684.20———+$13.90 (+2.07%)
Single, with children$845.80$863.40———+$17.60 (+2.08%)
Partnered, with children$725.80$740.90———+$15.10 (+2.08%)
Partnered, no children$670.30$684.20———+$13.90 (+2.07%)
Special rate — Single, no children$791.90$808.30———+$16.40 (+2.07%)
Special rate — Partnered, no children$725.80$740.90———+$15.10 (+2.08%)

How much Austudy pays

The Austudy rate for your situation is shown in the data block and table above, with its effective date. It is paid every two weeks.

That figure is the maximum before the income test. If you earn income over the free area, your payment is lower, though the student Income Bank can soften the effect. The next increase is on 1 January 2027.

Austudy: worked examples
SituationIncome a fortnightRent a fortnightPayment
Single, no children, no income$0—$684.20 a fortnight
Single, no children, with income$700—$598.30 a fortnight
Single, no children, renting (includes Rent Assistance)$0$450$903.35 a fortnight

Independent, or a dependent whose parents’ income is under the parental income free area. Assets under the limit. Income is per fortnight. Rent Assistance uses the single, no-children rate for someone not sharing.

Austudy income test

How fortnightly income reduces Austudy
Fortnightly incomeEffect on your payment
Up to $539No reduction (this is the income free area)
$539 to $646Reduces by 50c for each dollar over $539
$646 and aboveReduces by 60c for each dollar over $646

Source: Services Australia, A guide to Australian Government payments (CO029), 20 September 2026 edition — Personal income test for students and Australian Apprentices; thresholds from DSS Social Security Payment Parameters, 1 January 2026

Income at which Austudy stops
SituationPayment reduces to nil at
Single, no children$1,697.17 /fortnight
Single, with children$1,995.84 /fortnight
Partnered, with children$1,791.67 /fortnight
Partnered, no children$1,697.17 /fortnight
Special rate — Single, no children$1,904 /fortnight
Special rate — Partnered, no children$1,791.67 /fortnight
Partner income free areas
SituationPartner income free area
Partner aged between 22 and Age Pension age$1,440 /fortnight
Partner aged under 22, no children$1,307 /fortnight
Partner aged under 22, with children$1,402 /fortnight

Austudy has a personal income free area. You can earn up to that amount each fortnight before your payment reduces. Above the free area, your payment reduces in steps, with a higher taper once your income passes the upper threshold. The exact figures are in the income test table on this page.

The Income Bank lets you store unused free area as a credit and use it later when your income is higher. This is designed to help students who take on more work during holidays.

If you have a partner, their income above the partner income free area can reduce your payment. There is no parental means test for Austudy.

Where Austudy stops

Income at which Austudy reaches $0, calculated
SituationIncome free areaPayment reaches $0 atDSS figure
Single, no children$539$1,697.17 a fortnightMatches the DSS limit
Single, with children$539$1,995.84 a fortnightMatches the DSS limit
Partnered, with children$539$1,791.67 a fortnightMatches the DSS limit
Partnered, no children$539$1,697.17 a fortnightMatches the DSS limit
Special rate — Single, no children$539$1,904.00 a fortnightMatches the DSS limit
Special rate — Partnered, no children$539$1,791.67 a fortnightMatches the DSS limit

Rounded up to the cent, as DSS rounds its limits.

Austudy assets test

Assets free areas for Austudy
SituationAssets free area
Single — Homeowner$333,000
Couple (combined) — Homeowner$499,000
Single — Non-homeowner$600,000
Couple (combined) — Non-homeowner$766,000

Source: DSS Social Security Payment Parameters, 1 July 2026 — Allowances (JobSeeker Payment, Parenting Payment, Youth Allowance, Austudy) — Assets limits

Allowance payments are not paid at a reduced rate under the assets test — payment is nil once assets exceed the limit.

Assets limits (payment stops above these)
SituationAssets limit
Single — Homeowner$333,000
Couple (combined) — Homeowner$499,000
Single — Non-homeowner$600,000
Couple (combined) — Non-homeowner$766,000

Austudy has an assets test that works as a hard limit rather than a gradual reduction. If your assets are under the limit you can be paid, subject to the income test. If your assets are over the limit, you are not paid.

The home you live in is not counted, and the limit is higher for non-homeowners than for homeowners. The asset limits are shown on this page.

Estimate your Austudy

Income Bank: students and apprentices build up an Income Bank. Unused fortnightly income limits carry over, so income up to your Income Bank balance may not reduce your payment — this estimate does not include your Income Bank credit. See the Income Bank explainer for details.

Your own gross income, before tax.

This is an estimate. Services Australia calculates your actual payment.

Estimated Austudy payment

$684.20per fortnight

  • ≈ per year (×26 fortnights) $17,789.20

Using the maximum rate including the Energy Supplement: $684.20 (basic rate $677.20).

How this is worked out

Rate basis = $684.20 (incl. Energy Supplement)reduction = 50c × (income between $539.00 and $646.00) + 60c × (income above $646.00)= $0.00payment = max(0, $684.20 − $0.00) = $684.20

What this means

Austudy is paid every two weeks. Your rate is set by whether you are single or partnered and whether you have children. A student with children is paid more than one without.

Like other students, Austudy recipients get an Income Bank. When you earn less than the income free area, the unused part builds up as a credit you can draw on later to offset income above the free area. This helps if you earn more during a study break.

Because Austudy is for people who claim as adults, there is no parental means test. If you have a partner, their income can still reduce your payment through the partner income test.

Austudy is indexed once a year, on 1 January, by the Consumer Price Index. The next increase is on 1 January 2027, and this page updates to match.

Who can get Austudy

Services Australia assesses Austudy on your age, your study or apprenticeship load, your residence status, and your income. You generally need to be 25 or older and studying full time in an approved course or doing an Australian Apprenticeship.

This page reports the rates and the test rules. It does not decide your claim. For the eligibility rules that apply to your own situation, check the official Austudy page linked at the top and bottom of this page.

Related

Rates change at indexation. These figures include the 1 January 2026 indexation. See the full indexation schedule and payment dates.

Austudy: common questions

How much is Austudy per fortnight?
The maximum Austudy rate for a single student with no children is $684.20 a fortnight. Students with children and partnered students have their own rates, shown in the table at the top of this page. Your payment can be lower once the income test is applied, though the Income Bank can help if you earn more during a study break.
What is the difference between Austudy and Youth Allowance?
Austudy is for students aged 25 or older; Youth Allowance is for those aged 16 to 24. Austudy has no at-home or away-from-home rates and no parental means test, because it is for people who claim as adults. See our Austudy versus Youth Allowance comparison for the detail.
When does Austudy go up next?
Austudy is indexed once a year, on 1 January. The next increase is on 1 January 2027. New rates are published just before that date, and this page updates to match.
Does Austudy have an Income Bank?
Yes. When you earn less than the income free area, the unused part builds up as an Income Bank credit. You can draw on it later to offset income above the free area, which helps students who work more during holidays. Services Australia tracks your Income Bank balance.
Is Austudy taxable?
Yes, Austudy is taxable income and goes in your tax return. Whether you actually pay tax depends on your total income for the year. You can ask Services Australia to take tax out of your payments if you prefer.

Estimates and general information only — not financial advice. Check Services Australia for your circumstances.

Rates effective 1 January 2026 · next scheduled indexation 1 January 2027. Source: DSS / Services Australia. Last checked 23 September 2026.